Purchase / Rehab / Resell Program

Before & After Photos


  • Assist with low-to-moderate income households with purchasing a home
  • Rehab aging housing stock in our communities
  • Reduce major repairs needed for you



  • Focus on making home safer and more energy efficient
  • Meet requirements of lenders, loan programs, and appraisers
  • Lead-based paint testing for all houses built before 1978 -hazards are address

Down Payment Assistance Loan

  • Available based on income eligibility
  • 20% of final price or $20,000 (whichever is less)
  • 0% interest
  • No monthly payment
  • Due back upon resale

Download Brochure


  • Annual household income cannot exceed the guidelines established by HUD
  • Must invest at least $1,000 of your own funds toward the purchase of the home
  • Need to obtain a mortgage loan from a lender of your choice
  • Must complete a Homebuyer Education Workshop prior to closing
  • Must reside in home as your primary residence during the life of the down payment assistance loan

Documents Needed for Application

  • Last 3 years' tax returns (including W2s, 1098/1099 and all schedules)
  • Last 2 months' bank statements from all accounts
  • Last 12 pay stubs from current employment
  • Divorce Decree and Child Support Order, if applicable
  • Social Security benefit documents, if applicable
  • Life insurance cash value records, if applicable (not necessary for term insurance)
  • Most recent investment statements, if applicable

Download Application

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Which program(s) are you interested in?